Practice areasFree review on every case · no fee unless we win
Consumer Law
Hidden fees, broken warranties, unfair contracts.
Debt Collection Harassment
Endless calls, threats, messages to your family.
Lemon Law
A new car that keeps going back to the shop.
Dealer Fraud
Yo-yo financing, add-ons you never agreed to.
Identity Theft
Accounts and debts you never opened.
Credit Reporting Errors
Wrong items the bureaus refuse to fix.
Personal Injury
Hurt because someone else was careless.
Not sure?Tell us what happened.
Your attorney reviews it free — usually the same day.
Free case reviewOne wrong line can cost you a home. We get it fixed.
Bureaus and lenders must correct errors you dispute. When they don't, federal law lets you hold them to it.
Your dispute
Example
Reported on your file
Auto loan · 60 days late
Wrong
✓
Day 0 · You disputed it
With proof you paid on time.
✓
Day 30 · Investigation window closes
They answer: “Verified as accurate.”
!
Day 45 · Still on your report
Your mortgage application is denied.
This is where a claim begins.
The most common errors
What your report says vs. what's true.
60 days late in March
Report
Paid on time
Truth
Two open auto loans
Report
One loan, listed twice
Truth
Collection: $1,240 owed
Report
Paid in full last year
Truth
Accounts at an address in Fresno
Report
Someone else's file mixed with yours
Truth
Charge-off from 2015
Report
Too old to be reported
Truth
Balance: $8,900
Report
Actual balance: $890
Truth
Where are you now?
Pick your situation. We'll tell you the next move.
Your next move
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Under the Fair Credit Reporting Act, you may recover:
Every case is different.
Actual harm
Denied credit, higher rates, stress
Up to $1,000
Statutory damages for willful violations
Punitive
In the most serious cases
$0
Your cost — they pay attorney's fees
Who we hold accountable
Anyone who reports, uses or shares your credit data.
Equifax
Experian
TransUnion
Banks and card issuers
Auto and student lenders
Collection agencies
Tenant screening companies
Background check companies
Questions
What people ask us most.
No. Holding a bureau or lender accountable doesn't lower your score. Fixing the error usually raises it.
They can send letters. They can't take a bureau to court or recover damages for you. We can — and you don't pay upfront.
Nothing upfront. When a company breaks credit reporting law, it can be made to pay your attorney's fees.
Get your record right.
Free, confidential review. You'll hear back from your attorney directly.
(949) 414-4303