Credit Identity Theft & Credit Reporting Disputes

Have you fallen victim to credit identity theft or discovered errors on your credit report? At Antonyan Law, APC, we are dedicated to protecting your financial reputation and rights.

Our seasoned attorneys specialize in addressing credit reporting issues, ensuring you receive the support and representation you need to reclaim your financial security.

Credit identity theft is a growing concern, often discovered through unfamiliar charges on your credit card, strange accounts on your credit reports, or contact from debt collectors about debt that is not yours. Regularly check your credit report for any suspicious activity, as early detection is important.

If you suspect identity theft, file a police report as you might need it to resolve the issue. Look for signs like unauthorized charges, past-due accounts from fraudulent lines of credit, or communications from creditors or debt collectors about debts that are not yours. Dispute unauthorized charges with your credit card company and report fraudulent accounts to credit reporting agencies—Equifax, Experian, and TransUnion.

Dealing with identity theft can be overwhelming, but you do not have to handle it alone! Request a free phone consultation with us to evaluate your claim and explore potential legal action, which could result in damages being paid to you.

Do not let an identity thief ruin your credit! Contact us today and take the first step toward reclaiming your financial security.

Credit Identity Theft

It is not a secret that errors on your credit report can prevent you from securing a loan or even a job. Lenders and employers review your credit report to check your credit history, and incorrect information—such as a late payment that is not yours or a false criminal record—can lead to denied applications. This is why it is crucial to regularly check your credit report for accuracy and dispute any errors. However, disputing errors with credit bureaus does not always result in corrections. It can be frustrating to send a dispute letter and see no changes after the 30-day investigation period.

That is why there are federal and state laws in place to ensure your credit information is accurate. These protections require any company handling your credit information to do so properly. If they do not correct mistakes on your credit report, you have the right to take legal action and seek compensation for any harm caused by these errors. This applies not only to credit bureaus but to entities that collect, use, or share your credit information.

Our role as credit dispute attorneys is to assist consumers in these situations. Contact Antonyan Law, APC, for expert legal counsel and a free initial consultation.

Credit Reporting Disputes